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My Insurance Company Denied My Sinkhole Claim

Sinkhole Claim Denied

Sinkhole activity can be a homeowner’s worst nightmare. Sinkholes often cause significant damage to buildings and property. In extreme cases, confirmed sinkhole activity can cause local building officials to condemn a structure, declaring it uninhabitable. If you have experienced sinkhole activity and sustained damage to your home or property, you may have already contacted your insurance company to file a claim under your homeowner's insurance policy. If your insurance company then denies your sinkhole claim, you may still have options worth pursuing. At Marshall Thomas, P.L., we start by reviewing the report the insurance company used/relied upon to "justify" the denial. In Florida, these types of technical reports are mandated by the state and are usually the work product of engineers and/or geologist(s) hired by the insurance company. Experts retained by the insurance company may be biased towards their employer, and their findings may favor the insurance company.

At Marshall Thomas, P.L., we will hire sinkhole experts who will conduct independent tests to determine if your insurance company was correct in denying your claim. Our sinkhole lawyers can review your case file and the information collected by your insurance company and their experts. If we confirm the presence of sinkhole activity on your property, we can fight the denial claim and seek to have your insurance company cover the cost of the repairs to your property. We will work aggressively to see that your rights are protected.

If your insurance company has denied your sinkhole claim - stating sinkhole activity is not present at your property - Marshall Thomas, P.L. may be able to help. If you find yourself in this situation, you may want to consider speaking with an experienced Florida sinkhole attorney or Tennessee sinkhole attorney who can assist you through each step of the process. Contact us today for a free consultation.